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Posts from: October 2025

October 27, 2025
FAQs
An insurance demand letter is a formal written document that outlines your claim against an insurance company and requests specific compensation for damages, injuries, or losses covered under a policy. This legal document serves as the foundation for negotiations between claimants and insurance providers, establishing the facts of your case, the extent of your damages, […]
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October 20, 2025
FAQs
When workplace injuries occur in North Carolina, understanding the process for work accident claims in NC becomes crucial for injured employees seeking compensation and medical care. The workers' compensation system in North Carolina provides a safety net for employees who suffer injuries or illnesses related to their job duties, but navigating this complex system can […]
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October 13, 2025
FAQs
What If the Other Driver Doesn't Have Insurance in NC? Direct Answer: If an uninsured driver causes your accident in North Carolina, you can seek compensation through your own uninsured motorist (UM) coverage if you have it, pursue the at-fault driver personally for damages, or explore other available insurance policies that may provide coverage. Uninsured […]
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October 13, 2025
FAQs
What Are the Helmet Laws for Motorcycle Accidents in NC? Direct Answer: North Carolina requires all motorcycle riders and passengers to wear approved safety helmets at all times while the vehicle is in motion. There are no exceptions based on age, experience, or insurance coverage—helmets are mandatory for everyone on a motorcycle. North Carolina's Helmet […]
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October 13, 2025
FAQs
How Do I Deal with Insurance Companies After a Car Accident? Direct Answer: Be cautious, provide only basic information, avoid recorded statements without legal representation, and do not accept quick settlement offers. Insurance adjusters work for their company's financial interests, not yours, and may use your words against you to reduce or deny your claim. […]
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October 13, 2025
FAQs
What Is the Statute of Limitations for Car Accident Cases in NC? Direct Answer: In North Carolina, you have three years from the date of your car accident to file a personal injury lawsuit. If you miss this deadline, you lose your right to pursue compensation for your injuries, regardless of how strong your case […]
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October 13, 2025
FAQs
Driving on North Carolina highways and interstates can be unpredictable, and one of the most alarming experiences is when flying debris suddenly strikes your vehicle. Whether it's a loose piece of cargo on I-95, construction materials on I-40, or road fragments on I-85, these incidents can cause significant property damage and serious injuries. At The […]
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October 13, 2025
FAQs
How Does Contributory Negligence Affect My Car Accident Claim? Direct Answer: If you are found even 1% at fault for your car accident in North Carolina, you cannot recover any compensation from the other driver, regardless of how seriously you were injured or how much the other driver was at fault. North Carolina's Contributory Negligence […]
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October 10, 2025
FAQs
After a motor vehicle collision, one of the most pressing questions accident victims face is whether they still have time to pursue legal action. At The Law Offices of John M. McCabe, P.A., we understand that the aftermath of a car crash can be overwhelming, with medical appointments, insurance calls, and vehicle repairs competing for […]
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October 6, 2025
FAQs
When you've been the victim of a burglary, the last thing you expect is for your insurance company to deny or delay your legitimate claim. Unfortunately, insurance companies sometimes engage in bad faith practices, leaving policyholders struggling to recover their losses. Understanding burglary bad faith insurance in NC and your legal rights can help you […]
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